CRE Debt Financing
See your deal through with 100% transparent pricing.
Pay less for brokerage and get the best interest rate on the market.
We’ve got 43,000+ lenders. And the right one for you.
Our Banking team has the industry’s best connections.
Our Brokerage team has billions in transactional expertise.
Connect now, and transact with them on future deals.
The nation’s most qualified lenders will fight over your deal.
CRE debt. Period.
Loan Amount
$26,375,000
Property Type
Multi-family
Location
Chicago, IL
Execution Type
Acquisition/Bridge - Debt Fund
You save more with GPARENCY
$259,750
*GPARENCY fee ($4,000) compared with the market’s traditional 1% broker fee ($263,750)
Loan Amount
$17,500,000
Property Type
Multi-family
Location
Houston, TX
Execution Type
Acquisition/Bridge - Debt Fund
You save more with GPARENCY
$164,000
*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($175,000)
Loan Amount
$8,580,000.00
Property Type
Student Housing
Location
Waco, TX
Execution Type
Acquistion Bridge/Debt Fund
You save more with GPARENCY
$74,800
*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($85,800)
Loan Amount
$14,550,000
Property Type
Self Storage
Location
Elizabeth, NJ
Execution Type
Construction/Bank
You save more with GPARENCY
$141,500
*GPARENCY fee ($4,000) compared with the market’s traditional 1% broker fee ($145,500)
Loan Amount
$8,750,000
Property Type
Mixed-use
Location
Holyoke, MA
Execution Type
Permanent Financing/Bank
You save more with GPARENCY
$76,500
*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($87,500)
Loan Amount
$65,000,000
Property Type
Office
Location
Glen Allen, VA
Execution Type
Permanent Financing/CMBS
You save more with GPARENCY
$639,000
*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($650,000)
Loan Amount
$26,375,000
Property Type
Multi-family
Location
Chicago, IL
Execution Type
Acquisition/Bridge - Debt Fund
You save more with GPARENCY
$259,750
*GPARENCY fee ($4,000) compared with the market’s traditional 1% broker fee ($263,750)
Loan Amount
$17,500,000
Property Type
Multi-family
Location
Houston, TX
Execution Type
Acquisition/Bridge - Debt Fund
You save more with GPARENCY
$164,000
*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($175,000)
Loan Amount
$8,580,000.00
Property Type
Student Housing
Location
Waco, TX
Execution Type
Acquistion Bridge/Debt Fund
You save more with GPARENCY
$74,800
*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($85,800)
Loan Amount
$14,550,000
Property Type
Self Storage
Location
Elizabeth, NJ
Execution Type
Construction/Bank
You save more with GPARENCY
$141,500
*GPARENCY fee ($4,000) compared with the market’s traditional 1% broker fee ($145,500)
Loan Amount
$8,750,000
Property Type
Mixed-use
Location
Holyoke, MA
Execution Type
Permanent Financing/Bank
You save more with GPARENCY
$76,500
*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($87,500)
Loan Amount
$65,000,000
Property Type
Office
Location
Glen Allen, VA
Execution Type
Permanent Financing/CMBS
You save more with GPARENCY
$639,000
*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($650,000)
Finance a Deal with Membership
Pay a little. Or even less.
Or nothing at all.
Self-Direct
No Fee
Find a Lender that matches your deal and borrowing criteria. Contact them directly and close with confidence.
Hybrid
$4,000/deal
Our Banking team identifies the top lenders for your deal, then negotiates your term sheet through signing.
Full Brokerage
$11,000/deal
or pay ¼ point at closing
Our premier Brokerage team of America’s Biggest Closers runs your entire deal, from underwriting to close.
Looking for an Agency/CMBS loan?
Looking for an Agency/CMBS loan?
Read more on the
GPARENCY way.
A debt-to-equity ratio exceeding 70% is generally considered high-risk for a cash-flowing investment. High debt amplifies gains and losses, making it crucial to ensure the property’s cash flow can cover debt payments during vacancies or downturns. Investors should carefully assess the property’s cash flow potential and consider their ability to service the debt during challenging economic conditions.
A debt ratio below 50% is often considered balanced and safe for real estate investments. Lower debt ratios offer a higher margin of safety, reduce risk during market downturns, and increase the likelihood of securing favorable financing terms. However, the ideal debt ratio can vary depending on factors such as property type, location, and individual investment goals.
To mitigate risks, investors should maintain cash reserves for emergencies, use conservative underwriting, diversify the portfolio, and opt for longer-term mortgage loans to secure stable interest rates. Adequate cash reserves can cover expenses during vacancies or unexpected economic downturns, ensuring that investors can meet their debt obligations even during challenging periods.
Types of debt financing for real estate investments include traditional mortgages from banks and credit unions, CMBS involving securitized commercial mortgages, hard money loans, private lenders, and government-backed loans like FHA loans. Each option has specific terms and risks to consider, and investors should carefully evaluate the most suitable option for their investment goals and financial situation.
interest (rate).
