Best rate and terms,
no matter where you close.

Guaranteed

Membership Based Commercial Mortgage Brokerage

Our debt diligence process guarantees commercial real
estate owners get the best financing available,
without leaving their lender or broker.
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It works, whether you close with us or not.

What to expect, and how you
benefit, from our proven debt diligence process:

Our seasoned underwriting and banking team takes a fresh look at your financing needs, structuring and presenting your deal for maximum appeal to lenders. Analyzing various structuring options ensures your financing package is compelling and competitive in the broader market.

Why This Matters


This second look is like a doctor’s second opinion—sometimes a new perspective uncovers better ways to structure the deal, adding significant value. With decades of experience handling $100+ billion in deals, our team works to find the optimal way to position your financing.

Let your existing lender and broker know that GPARENCY is actively bringing in competitive offers, creating a healthy sense of competition. Inform your broker that they can select their top 5-8 lenders to submit term sheets. This approach encourages both your lender and broker to push even harder, delivering better terms and structures to earn your business.

Why This Matters

We all work better when there’s competition, and this process motivates both your lender and broker to go beyond their standard offerings. With GPARENCY involved, they’re incentivized to bring forward their very best—or even better—options to match the competitive landscape. This step alone often justifies the full $4,500 fee, providing significant value and ensuring you get the best possible financing terms.

Using our database of thousands of potential lenders, we identify all those who can finance your specific property type. From there, we narrow down to the next best 20 options based on our deep knowledge and relationships. This expanded list helps us find lenders who may be an ideal match for your needs, either through a better overall relationship fit or by offering unique structures, terms, or rates that could add value to your financing.

Why This Matters

The market is constantly evolving, with new lenders and financing options emerging regularly. By expanding the search, we help ensure you don’t miss out on opportunities from lenders with fresh appetites or new terms that could benefit your deal. This approach provides you with access to options that your current broker or bank may not present.

Since GPARENCY has no financial ties or ulterior motives toward any specific lender, we work solely on your behalf to consolidate and leverage all competitive offers. Our team assists you in reviewing and assessing the best options from your existing direct lenders, your broker’s network, and any new lenders we introduce. Together, we’ll refine these offers to identify the best match for your financing needs.

Why This Matters

Because we don’t earn a commission, we’re able to provide completely unbiased advice, guiding you toward the optimal choice without any push toward one lender over another. This independence ensures that when you make your final decision, you can do so with full confidence, knowing you’re securing the best available financing terms.

As the final term sheet comes in from the bank you’ve selected, our advisors guide you through the final details. We review the terms closely to identify any areas where adjustments could further optimize your deal, ensuring every element aligns with your goals.

Why This Matters

Sometimes, the devil’s in the details—what looks great on the surface can hide terms that impact your financing. With our experienced second set of eyes, we make sure no crucial detail is overlooked, giving you confidence that your final agreement is the best possible fit.

Commercial Mortgages Secured By GPARENCY

Loan Amount

$26,375,000

Property Type

Multi-family

Location

Chicago, IL

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$259,750

Loan Amount

$17,500,000

Property Type

Multi-family

Location

Houston, TX

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$164,000

Loan Amount

$8,580,000.00

Property Type

Student Housing

Location

Waco, TX

Execution Type

Acquistion Bridge/Debt Fund

Borrower saved with GPARENCY

$74,800

Loan Amount

$14,550,000

Property Type

Self Storage

Location

Elizabeth, NJ

Execution Type

Construction/Bank

Borrower saved with GPARENCY

$141,500

Loan Amount

$8,750,000

Property Type

Mixed-use

Location

Holyoke, MA

Execution Type

Permanent Financing/Bank

Borrower saved with GPARENCY

$76,500

Loan Amount

$65,000,000

Property Type

Office

Location

Glen Allen, VA

Execution Type

Permanent Financing/CMBS

Borrower saved with GPARENCY

$639,000

Loan Amount

$11,900,000

Property Type

Multifamily

Location

Greenville TX

Execution Type

Refinance

Borrower saved with GPARENCY

$114,500

Loan Amount

$26,375,000

Property Type

Multi-family

Location

Chicago, IL

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$259,750

Loan Amount

$17,500,000

Property Type

Multi-family

Location

Houston, TX

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$164,000

Loan Amount

$8,580,000.00

Property Type

Student Housing

Location

Waco, TX

Execution Type

Acquistion Bridge/Debt Fund

Borrower saved with GPARENCY

$74,800

Loan Amount

$14,550,000

Property Type

Self Storage

Location

Elizabeth, NJ

Execution Type

Construction/Bank

Borrower saved with GPARENCY

$141,500

Loan Amount

$8,750,000

Property Type

Mixed-use

Location

Holyoke, MA

Execution Type

Permanent Financing/Bank

Borrower saved with GPARENCY

$76,500

Loan Amount

$65,000,000

Property Type

Office

Location

Glen Allen, VA

Execution Type

Permanent Financing/CMBS

Borrower saved with GPARENCY

$639,000

Loan Amount

$11,900,000

Property Type

Multifamily

Location

Greenville TX

Execution Type

Refinance

Borrower saved with GPARENCY

$114,500

Testimonials

Word on the market.

A huge Shout out to the GPARENCY team Ira Zlotowitz & Michael W. I will be honest, at first I was very skeptical that this could/would ever work, but I decided to give it a try. Team GPARENCY really pulled through!To all the skeptics out there, give them a try!

Sam Cohen

Emerald Equities

Of course I was a skeptic. I’ve been in commercial real estate for over a decade… I honestly did not expect to experience this level of aggressive terms, smart strategy, constant communication, and seamless closing for such a single, low, flat fee.I have been converted to GPARENCY’s way of doing things…This is the future of CREF. I’m all in.

Yitz Rabinowitz

Alexa Group

I love GPARENCY, we’ve already closed our first loan from Asher Samberg! Meir Spaeth and Steve Moskowitz are also incredible to work with and great people. I made sure to pitch your platform and make introductions to my lender friends at MBA this week..

Scott Emrich

American Life Financial

A huge Shout out to the GPARENCY team Ira Zlotowitz & Michael W. I will be honest, at first I was very skeptical that this could/would ever work, but I decided to give it a try. Team GPARENCY really pulled through!To all the skeptics out there, give them a try!

Sam Cohen

Emerald Equities

Of course I was a skeptic. I’ve been in commercial real estate for over a decade… I honestly did not expect to experience this level of aggressive terms, smart strategy, constant communication, and seamless closing for such a single, low, flat fee.I have been converted to GPARENCY’s way of doing things…This is the future of CREF. I’m all in.

Yitz Rabinowitz

Alexa Group

I love GPARENCY, we’ve already closed our first loan from Asher Samberg! Meir Spaeth and Steve Moskowitz are also incredible to work with and great people. I made sure to pitch your platform and make introductions to my lender friends at MBA this week..

Scott Emrich

American Life Financial

Why pay more when you can mortgage better?

Having partnered with some of the largest brokerages in the world, our founder and president, Ira Zlotowitz, and his team have secured $100 billion worth of deals in his career.

Ira understands the struggles GPs experience due to the new directives to go agency-direct instead of using a broker. With his guidance and his active involvement in the closing process, you'll know you're getting the best advice and results.

Finance a deal

For any questions or comments, Ira Zlotowitz, our CEO, is here to help you.
Get in touch via email iraz@gparency.com or phone 917.597.2197.