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Shop My Deal

Comprehensive Shopping and Negotiation with Zero Hidden Fees

With our ‘Shop The Deal’ service, a dedicated team secures the best financing options tailored to you. Enjoy a transparent, flat-fee structure—no hidden commissions—so you can maximize your returns while we handle the negotiations.

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Quotes In The Last 90 Days​
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COMMERCIAL MORTGAGES CLOSED BY GPARENCY

Your Loan, Your Way.

Loan Amount

$26,375,000

Property Type

Multi-family

Location

Chicago, IL

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$259,750

*GPARENCY fee ($4,000) compared with the market’s traditional 1% broker fee ($263,750)

Loan Amount

$17,500,000

Property Type

Multi-family

Location

Houston, TX

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$164,000

*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($175,000)

Loan Amount

$8,580,000.00

Property Type

Student Housing

Location

Waco, TX

Execution Type

Acquistion Bridge/Debt Fund

Borrower saved with GPARENCY

$74,800

*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($85,800)

Loan Amount

$14,550,000

Property Type

Self Storage

Location

Elizabeth, NJ

Execution Type

Construction/Bank

Borrower saved with GPARENCY

$141,500

*GPARENCY fee ($4,000) compared with the market’s traditional 1% broker fee ($145,500)

Loan Amount

$8,750,000

Property Type

Mixed-use

Location

Holyoke, MA

Execution Type

Permanent Financing/Bank

Borrower saved with GPARENCY

$76,500

*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($87,500)

Loan Amount

$65,000,000

Property Type

Office

Location

Glen Allen, VA

Execution Type

Permanent Financing/CMBS

Borrower saved with GPARENCY

$639,000

*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($650,000)

Loan Amount

$11,900,000

Property Type

Multifamily

Location

Greenville TX

Execution Type

Refinance

Borrower saved with GPARENCY

$114,500

GPARENCY fee ($4500) compared with the market's traditional 1% broker fee ($119,000)

Loan Amount

$26,375,000

Property Type

Multi-family

Location

Chicago, IL

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$259,750

*GPARENCY fee ($4,000) compared with the market’s traditional 1% broker fee ($263,750)

Loan Amount

$17,500,000

Property Type

Multi-family

Location

Houston, TX

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$164,000

*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($175,000)

Loan Amount

$8,580,000.00

Property Type

Student Housing

Location

Waco, TX

Execution Type

Acquistion Bridge/Debt Fund

Borrower saved with GPARENCY

$74,800

*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($85,800)

Loan Amount

$14,550,000

Property Type

Self Storage

Location

Elizabeth, NJ

Execution Type

Construction/Bank

Borrower saved with GPARENCY

$141,500

*GPARENCY fee ($4,000) compared with the market’s traditional 1% broker fee ($145,500)

Loan Amount

$8,750,000

Property Type

Mixed-use

Location

Holyoke, MA

Execution Type

Permanent Financing/Bank

Borrower saved with GPARENCY

$76,500

*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($87,500)

Loan Amount

$65,000,000

Property Type

Office

Location

Glen Allen, VA

Execution Type

Permanent Financing/CMBS

Borrower saved with GPARENCY

$639,000

*GPARENCY fee ($11,000) compared with the market’s traditional 1% broker fee ($650,000)

Loan Amount

$11,900,000

Property Type

Multifamily

Location

Greenville TX

Execution Type

Refinance

Borrower saved with GPARENCY

$114,500

GPARENCY fee ($4500) compared with the market's traditional 1% broker fee ($119,000)

How It Works

Simple Steps to Secure Your Best Deal
Speak to A Broker Today
Deal Analysis
Think of us as your outsourced team for underwriting, shopping, and negotiating. We thoroughly review your deal, confirm whether we can meet your target outcomes, and either proceed with the engagement or provide you with a complimentary analysis.
Shop Your Deal
Traditional brokers often lack the incentive to explore options outside their established network of lenders, which we believe is unfair to property owners. That's why we've created a flat-fee structure that aligns our interests with yours—no backend fees, no hefty commissions. Just significant results that positively impact your bottom line.
Secure Offers
Our elite brokerage team will network, negotiate, and advocate tirelessly to secure the best terms for your deal. With over 3,000 of the nation’s leading lenders competing for our clients' business, you can rest assured that there will always be ample competition working in your favor.
Billions in Closing Expertise
We bring billions of dollars to the closing table so you know your deal is in good hands.
Pay Upfront or at Closing
Whether you prefer conventional broker pricing at an industry-low of ½ point at closing or a flat-fee payment upfront, we’re proud to give you more options.
More Lender Data
Our team actively engages with lenders nationwide to stay informed about their financing specialties and current rates. Leveraging our comprehensive database of every Commercial Real Estate Financing (CREF) transaction across the country, we possess the insights to secure the most favorable loan origination for you.
Full Brokerage Coverage
Our full commercial mortgage brokerage services include underwriting, shopping your deal, deal placement, and more. From start to finish, our team is here to handle the financing logistics to make your deal a success.
Backed By Industry Veterans
Our CEO, Ira Zlotowitz, will personally oversee your deal. If at any point you have a question or need assistance, you can contact Ira Zlotowitz directly at iraz@gparency.com or 917.597.2197.
Leaders in Choice
With GPARENCY, you get more options. Enjoy more with conventional mortgage broker solutions and unconventional pricing that puts you in the driver seat.

Case Studies

Learn More About Our Clients
Massachusetts $8mm Multifamily Purchase with the option for Condo ReleasesChallenge: The clients were purchasing a property with significant value-add potential by raising rents to market levels. However, lenders typically base their offers on the lesser of the purchase price or the stabilized value while meeting DSCR requirements. As a result, most lenders offered significantly lower proceeds, and even private lenders were reluctant to provide the desired loan amount. Additionally, the client wanted the rights to potentially condo the building and have releases for each unit. Solution: GPARENCY shopped the deal to private bridge lenders, large national banks, and local banks & credit unions. After several offers that didn’t meet the client’s expectations, we found a bank expanding its branches near the property, willing to stretch to make the deal happen. We secured the full proceeds the client sought, locking in a 6.3% rate with a local bank for the full 75% of the purchase—$6mm—with the rights for condo release, far better than the double-digit rates from private lenders. This client will now have a long-term direct relationship with the bank.
Massachusetts $8mm Multifamily Purchase with the option for Condo ReleasesChallenge: The clients were purchasing a property with significant value-add potential by raising rents to market levels. However, lenders typically base their offers on the lesser of the purchase price or the stabilized value while meeting DSCR requirements. As a result, most lenders offered significantly lower proceeds, and even private lenders were reluctant to provide the desired loan amount. Additionally, the client wanted the rights to potentially condo the building and have releases for each unit. Solution: GPARENCY shopped the deal to private bridge lenders, large national banks, and local banks & credit unions. After several offers that didn’t meet the client’s expectations, we found a bank expanding its branches near the property, willing to stretch to make the deal happen. We secured the full proceeds the client sought, locking in a 6.3% rate with a local bank for the full 75% of the purchase—$6mm—with the rights for condo release, far better than the double-digit rates from private lenders. This client will now have a long-term direct relationship with the bank.
North Carolina Ground-Up Construction for Single-Family Residences (SFRs) Challenge: The client initially secured a $7 million construction loan, but as the project progressed, they needed to refinance mid-construction as they realized they would need extra capital and sought to increase the loan to $9 million to pay off the original loan and complete the construction. The project involved homes being built using an off-site shell construction method, which the client had never used before. Additionally, the client needed an extra $2 million beyond the original loan amount. Solution: Gparency covered the private money market and shopped the deal to 68 lenders, despite the unique challenges we secured 7 excellent quotes and term sheets (TSs). Just as the client was about to proceed with one of the great offers, we managed to secure an even better term sheet that provided a lower rate, fewer points to the lender, and an additional $500,000 to cover closing costs and cash for escrow. Although the client's initial goal was to hopefully obtain $9 million, we over-delivered by securing $9.5 million. The client was thrilled with the outcome, and our fee was just $4500!
North Carolina Ground-Up Construction for Single-Family Residences (SFRs) Challenge: The client initially secured a $7 million construction loan, but as the project progressed, they needed to refinance mid-construction as they realized they would need extra capital and sought to increase the loan to $9 million to pay off the original loan and complete the construction. The project involved homes being built using an off-site shell construction method, which the client had never used before. Additionally, the client needed an extra $2 million beyond the original loan amount. Solution: Gparency covered the private money market and shopped the deal to 68 lenders, despite the unique challenges we secured 7 excellent quotes and term sheets (TSs). Just as the client was about to proceed with one of the great offers, we managed to secure an even better term sheet that provided a lower rate, fewer points to the lender, and an additional $500,000 to cover closing costs and cash for escrow. Although the client's initial goal was to hopefully obtain $9 million, we over-delivered by securing $9.5 million. The client was thrilled with the outcome, and our fee was just $4500!
Small Mixed-Use Owner-Occupied Purchase, Queens, NY Challenge: This is a smaller deal which the client sought financing to purchase three connected buildings, along with the electrical business occupying them. The buildings were older, and the business was underperforming with no financials to show. The entire commercial space in each of the three buildings, along with one of the residential units, was being used for the business, Most lenders (SBA and Conventional) returned with offers that fell significantly short of the needed proceeds. Solution: GPARENCY connected with a bank that took the time to understand the client’s vision for both the buildings and the business. Within a week, the bank recognized the potential in the deal and, at the client’s request, agreed to waive the guarantee from the business. This allowed us to secure a loan with a competitive 6.5% interest rate and a flexible prepayment structure, ensuring the client could move forward confidently with both the property and business acquisition.
Small Mixed-Use Owner-Occupied Purchase, Queens, NY Challenge: This is a smaller deal which the client sought financing to purchase three connected buildings, along with the electrical business occupying them. The buildings were older, and the business was underperforming with no financials to show. The entire commercial space in each of the three buildings, along with one of the residential units, was being used for the business, Most lenders (SBA and Conventional) returned with offers that fell significantly short of the needed proceeds. Solution: GPARENCY connected with a bank that took the time to understand the client’s vision for both the buildings and the business. Within a week, the bank recognized the potential in the deal and, at the client’s request, agreed to waive the guarantee from the business. This allowed us to secure a loan with a competitive 6.5% interest rate and a flexible prepayment structure, ensuring the client could move forward confidently with both the property and business acquisition.
Frequently asked questions

Once GPARENCY has all the necessary paperwork, we are able to send the deal within 24 to 48 hours. Lenders typically respond within 1 day to 2 weeks, with most offers returned within one week

We begin with our database of 3,000 lenders, then GPARENCY applies specific criteria—such as property type, deal size, location, and lender preferences—to narrow down a refined list of 20-25 suitable lenders for each transaction.

GPARENCY needs to collect all the necessary paperwork that lenders want to see. Your GPARENCY broker will help guide this process from start to finish.

Your deal will benefit from the combined expertise of GPARENCY’s skilled underwriting team, senior brokers, and banking professionals, all personally overseen by our president, Ira Zlotowitz.

We offer a complimentary deal analysis before any payments are made to align client expectations with current market conditions. If you’re still concerned about the payment, we encourage you to explore our ‘Broker My Deal‘ option.

We encourage clients to view our ‘Shop The Deal’ service as non-refundable. However, if underwriting determines prior to shopping that the deal is not feasible, we will issue a full refund. To avoid any uncertainty, we recommend taking advantage of our complimentary deal analysis before making any payments. For those who prefer to pay upon closing, our ‘Broker The Deal‘ service is also available.

The beauty of this product is its complete transparency. We shop each client’s deal with no hidden agenda. Once equipped with the best options from the market, clients can choose to close with their own broker, go directly to the new lender, use the quote to negotiate better terms with their current lender, or engage us to manage the deal through to closing.

THE GPARENCY DIFFERENCE

Secure The Best Deal, Stay in Control.

Transparency For Owners

Speak to A Broker Today
Leverage Existing Relationships
Use the quotes we secure alongside your current lending or brokerage relationships to maximize your negotiation power.
Access to the Best Rates
Our team shops your deal across a vast network of lenders, ensuring you receive the most competitive rates available on the market.
Fixed Fee for Transparency
Pay a fixed fee with no hidden commissions, ensuring full transparency and no surprises.
Risk-Free Analysis
Take advantage of a complimentary deal analysis to assess the feasibility of your deal before committing to any payment.
Full Negotiation Support
We handle all negotiations on your behalf, allowing you to focus on your business while we secure the best deal.
Dedicated Team
A specialized team shops your deal among 3,000+ top lenders to secure the best financing options tailored to your needs.
Billions in Closing Expertise
We bring billions of dollars to the closing table so you know your deal is in good hands.
Pay Upfront or at Closing
Whether you prefer conventional broker pricing at an industry-low of ½ point at closing or a flat-fee payment upfront, we’re proud to give you more options.
More Lender Data
Our team actively engages with lenders nationwide to stay informed about their financing specialties and current rates. Leveraging our comprehensive database of every Commercial Real Estate Financing (CREF) transaction across the country, we possess the insights to secure the most favorable loan origination for you.
Full Brokerage Coverage
Our full commercial mortgage brokerage services include underwriting, shopping your deal, deal placement, and more. From start to finish, our team is here to handle the financing logistics to make your deal a success.
Backed By Industry Veterans
Our CEO, Ira Zlotowitz, will personally oversee your deal. If at any point you have a question or need assistance, you can contact Ira Zlotowitz directly at iraz@gparency.com or 917.597.2197.
Leaders in Choice
With GPARENCY, you get more options. Enjoy more with conventional mortgage broker solutions and unconventional pricing that puts you in the driver seat.
TESTIMONIALS
What Our Clients Are Saying
We reached out to Ira Zlotowitz and company at GPARENCY (very impressed with their speed) to bring us to the finish line on our multimillion dollar loan.
Chris Oxendine
Chris OxendineStronghold Capital Group LP
Ira Zlotowitz keep doing great things ! Very happy with product and company.
Joe Safdie
Joe SafdieJSAF Management
l love GPARENCY, we've already closed our first loan from Asher Samberg! Meir Spaeth and Steve Moskowitz are also incredible to work with and great people. I made sure to pitch your platform and make introductions to my lender friends at MBA this week...
Scott Emrich
Scott EmrichAmerican Life Financial
Of course I was a skeptic. l've been in commercial real estate for over a decade... I honestly did not expect to experience this level of aggressive terms, smart strategy, constant communication, and seamless closing for such a single, low, flat fee.l have been converted to GPARENCY's way of doing things...This is the future of CREF. I'm all in.
Yitz Rabinowitz
Yitz RabinowitzAxela Group
A huge Shout out to the GPARENCY team Ira Zlotowitz & Michael W. I will be honest, at first I was very skeptical that this could/would ever work, but I decided to give it a try. Team GPARENCY really pulled through!To all the skeptics out there, give them a try!
Sam Cohen
Sam CohenEmerald Equities
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Transparency

What Type of Rates, Terms, or Lender Are You Missing Out On?

Shop My Deal

$4,500

We work for you, not the lenders. Pay a flat-fee (just like any regular service) and benefit from our top-tier brokerage team who will guide your deal to the term sheet stage and let you take it from there.
i

Speak to A Broker Today
The Current Way
Opaque Market
The commercial real estate finance market is complex and lacks a straightforward way to compare rates and terms across lenders.
Broker Limitations
Traditional brokers often rely on their limited networks, which may not cover all available options, leading to uncertainty about whether you’re getting the best deal
Rising Costs
Using a broker can be expensive, with fees that increase based on the loan amount, and some with hidden backend costs.
Billions in Closing Expertise
We bring billions of dollars to the closing table so you know your deal is in good hands.
Pay Upfront or at Closing
Whether you prefer conventional broker pricing at an industry-low of ½ point at closing or a flat-fee payment upfront, we’re proud to give you more options.
More Lender Data
Our team actively engages with lenders nationwide to stay informed about their financing specialties and current rates. Leveraging our comprehensive database of every Commercial Real Estate Financing (CREF) transaction across the country, we possess the insights to secure the most favorable loan origination for you.
Full Brokerage Coverage
Our full commercial mortgage brokerage services include underwriting, shopping your deal, deal placement, and more. From start to finish, our team is here to handle the financing logistics to make your deal a success.
Backed By Industry Veterans
Our CEO, Ira Zlotowitz, will personally oversee your deal. If at any point you have a question or need assistance, you can contact Ira Zlotowitz directly at iraz@gparency.com or 917.597.2197.
Leaders in Choice
With GPARENCY, you get more options. Enjoy more with conventional mortgage broker solutions and unconventional pricing that puts you in the driver seat.

Commercial Real Estate Financing On Your Terms

Key Benefits
Expand Your Network​​

Access new lenders and financing options beyond your current broker’s reach.

No Hidden Fees

Enjoy clear, upfront pricing with no fluctuating costs or surprises.

Maintain Relationships

Benefit from the best deals while preserving your existing broker relationships.

Ideal For Clients whom..
want to ensure they’re getting the best deal without unnecessarily disrupting their current brokerage or lending relationships.

INVEST IN CRE WITH GPARENCY

Go Direct to Agency Shops Without the Headaches
Freddie Mac and Fannie Mae strongly advise going directly to their Optigo and DUS shops rather than using a broker. We’re here to help. Get the direct advantage on your next commercial loan without the extra hassle.
Go Direct

Finance a deal

For any questions or comments, Ira Zlotowitz, our CEO, is here to help you.
Get in touch via email iraz@gparency.com or phone 917.597.2197.