Unlock Better Financing Without Leaving Your Lender or Broker

Our Debt Diligence Process
Guarantees Results

At GPARENCY, we believe you shouldn’t have to sacrifice your lender or broker relationships to secure the best financing terms. That’s why we developed our Debt Diligence process—a transparent, proven method designed to help commercial real estate borrowers secure the best rates and terms.

Quotes In The Last 90 Days​
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Banking Relationships
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Commercial Deals Funded
$ 0 B

COMMERCIAL MORTGAGES CLOSED BY GPARENCY

Your Loan, Your Way.

Loan Amount

$26,375,000

Property Type

Multi-family

Location

Chicago, IL

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$259,750

Loan Amount

$17,500,000

Property Type

Multi-family

Location

Houston, TX

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$164,000

Loan Amount

$8,580,000.00

Property Type

Student Housing

Location

Waco, TX

Execution Type

Acquistion Bridge/Debt Fund

Borrower saved with GPARENCY

$74,800

Loan Amount

$14,550,000

Property Type

Self Storage

Location

Elizabeth, NJ

Execution Type

Construction/Bank

Borrower saved with GPARENCY

$141,500

Loan Amount

$8,750,000

Property Type

Mixed-use

Location

Holyoke, MA

Execution Type

Permanent Financing/Bank

Borrower saved with GPARENCY

$76,500

Loan Amount

$65,000,000

Property Type

Office

Location

Glen Allen, VA

Execution Type

Permanent Financing/CMBS

Borrower saved with GPARENCY

$639,000

Loan Amount

$11,900,000

Property Type

Multifamily

Location

Greenville TX

Execution Type

Refinance

Borrower saved with GPARENCY

$114,500

Loan Amount

$26,375,000

Property Type

Multi-family

Location

Chicago, IL

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$259,750

Loan Amount

$17,500,000

Property Type

Multi-family

Location

Houston, TX

Execution Type

Acquisition/Bridge - Debt Fund

Borrower saved with GPARENCY

$164,000

Loan Amount

$8,580,000.00

Property Type

Student Housing

Location

Waco, TX

Execution Type

Acquistion Bridge/Debt Fund

Borrower saved with GPARENCY

$74,800

Loan Amount

$14,550,000

Property Type

Self Storage

Location

Elizabeth, NJ

Execution Type

Construction/Bank

Borrower saved with GPARENCY

$141,500

Loan Amount

$8,750,000

Property Type

Mixed-use

Location

Holyoke, MA

Execution Type

Permanent Financing/Bank

Borrower saved with GPARENCY

$76,500

Loan Amount

$65,000,000

Property Type

Office

Location

Glen Allen, VA

Execution Type

Permanent Financing/CMBS

Borrower saved with GPARENCY

$639,000

Loan Amount

$11,900,000

Property Type

Multifamily

Location

Greenville TX

Execution Type

Refinance

Borrower saved with GPARENCY

$114,500

Our Proven Process - How It Works:

Our seasoned underwriting and banking team takes a fresh look at your financing needs, structuring and presenting your deal for maximum appeal to lenders. Analyzing various structuring options ensures your financing package is compelling and competitive in the broader market.

Why This Matters


This second look is like a doctor’s second opinion—sometimes a new perspective uncovers better ways to structure the deal, adding significant value. With decades of experience handling $100+ billion in deals, our team works to find the optimal way to position your financing.

Let your existing lender and broker know that GPARENCY is actively bringing in competitive offers, creating a healthy sense of competition. Inform your broker that they can select their top 5-8 lenders to submit term sheets. This approach encourages both your lender and broker to push even harder, delivering better terms and structures to earn your business.

Why This Matters

We all work better when there’s competition, and this process motivates both your lender and broker to go beyond their standard offerings. With GPARENCY involved, they’re incentivized to bring forward their very best—or even better—options to match the competitive landscape. This step alone often justifies the full $4,500 fee, providing significant value and ensuring you get the best possible financing terms.

Using our database of thousands of potential lenders, we identify all those who can finance your specific property type. From there, we narrow down to the next best 20 options based on our deep knowledge and relationships. This expanded list helps us find lenders who may be an ideal match for your needs, either through a better overall relationship fit or by offering unique structures, terms, or rates that could add value to your financing.

Why This Matters

The market is constantly evolving, with new lenders and financing options emerging regularly. By expanding the search, we help ensure you don’t miss out on opportunities from lenders with fresh appetites or new terms that could benefit your deal. This approach provides you with access to options that your current broker or bank may not present.

Since GPARENCY has no financial ties or ulterior motives toward any specific lender, we work solely on your behalf to consolidate and leverage all competitive offers. Our team assists you in reviewing and assessing the best options from your existing direct lenders, your broker’s network, and any new lenders we introduce. Together, we’ll refine these offers to identify the best match for your financing needs.

Why This Matters

Because we don’t earn a commission, we’re able to provide completely unbiased advice, guiding you toward the optimal choice without any push toward one lender over another. This independence ensures that when you make your final decision, you can do so with full confidence, knowing you’re securing the best available financing terms.

As the final term sheet comes in from the bank you’ve selected, our advisors guide you through the final details. We review the terms closely to identify any areas where adjustments could further optimize your deal, ensuring every element aligns with your goals.

Why This Matters

Sometimes, the devil’s in the details—what looks great on the surface can hide terms that impact your financing. With our experienced second set of eyes, we make sure no crucial detail is overlooked, giving you confidence that your final agreement is the best possible fit.

Real-World Success Stories
Frequently asked questions

Once GPARENCY receives all the necessary paperwork, your deal is sent to lenders within 1-2 business days. Most lenders respond within 1 week, with the majority of offers returned within the first few days.

GPARENCY uses its proprietary database of 3,000+ lenders to select 20-25 lenders that best match your deal based on criteria like property type, location, deal size, and lender preferences.

GPARENCY requires the same documentation that you would send to any lender or broker. I.e. Rent Roll and  P&L; as the process continues, other documents will be requested as needed.

Your deal will be handled by GPARENCY’s experienced Senior Broker and Banking Team, with oversight from the Founder and CEO, Ira Zlotowitz, to ensure every client gets the best results.

GPARENCY guarantees that if, after completing the Process, the Client signs and engages a final lender identified through the Process and within 60 days chooses to sign and close with a new lender that was not part of the Process, and the loan closes with the new lender with terms matching those outlined in the lender’s term sheet, GPARENCY will Refund the $4,500 fee paid by the Client.

Absolutely. GPARENCY exists to motivate your current lender or broker to deliver better terms. Our Process introduces healthy competition, ensuring they work harder to secure the best deal for you. Whether you choose to stay with your existing relationships or move forward with a new option, GPARENCY guarantees you’ll achieve the best possible financing terms.

GPARENCY supports all types of commercial real estate financing needs—whether it’s acquisitions, refinances, or construction loans—covering every property type and location across the entire United States.

THE GPARENCY DIFFERENCE

Secure The Best Deal, Stay in Control.

Transparency For Owners

Leverage Existing Relationships
Use the quotes we secure alongside your current lending or brokerage relationships to maximize your negotiation power.
Access to the Best Rates
Our team shops your deal across a vast network of lenders, ensuring you receive the most competitive rates available on the market.
Fixed Fee for Transparency
Pay a fixed fee with no hidden commissions, ensuring full transparency and no surprises.
Risk-Free Analysis
Take advantage of a complimentary deal analysis to assess the feasibility of your deal before committing to any payment.
Full Negotiation Support
We handle all negotiations on your behalf, allowing you to focus on your business while we secure the best deal.
Dedicated Team
A specialized team shops your deal among 3,000+ top lenders to secure the best financing options tailored to your needs.
Billions in Closing Expertise
We bring billions of dollars to the closing table so you know your deal is in good hands.
Pay Upfront or at Closing
Whether you prefer conventional broker pricing at an industry-low of ½ point at closing or a flat-fee payment upfront, we’re proud to give you more options.
More Lender Data
Our team actively engages with lenders nationwide to stay informed about their financing specialties and current rates. Leveraging our comprehensive database of every Commercial Real Estate Financing (CREF) transaction across the country, we possess the insights to secure the most favorable loan origination for you.
Full Brokerage Coverage
Our full commercial mortgage brokerage services include underwriting, shopping your deal, deal placement, and more. From start to finish, our team is here to handle the financing logistics to make your deal a success.
Backed By Industry Veterans
Our CEO, Ira Zlotowitz, will personally oversee your deal. If at any point you have a question or need assistance, you can contact Ira Zlotowitz directly at iraz@gparency.com or 917.597.2197.
Leaders in Choice
With GPARENCY, you get more options. Enjoy more with conventional mortgage broker solutions and unconventional pricing that puts you in the driver seat.
TESTIMONIALS
What Our Clients Are Saying

Transparency

What Type of Rates, Terms, or Lender Are You Missing Out On?

Shop My Deal

$4,500

The Current Way
Opaque Market
The commercial real estate finance market is complex and lacks a straightforward way to compare rates and terms across lenders.
Broker Limitations
Traditional brokers often rely on their limited networks, which may not cover all available options, leading to uncertainty about whether you’re getting the best deal
Rising Costs
Using a broker can be expensive, with fees that increase based on the loan amount, and some with hidden backend costs.
Billions in Closing Expertise
We bring billions of dollars to the closing table so you know your deal is in good hands.
Pay Upfront or at Closing
Whether you prefer conventional broker pricing at an industry-low of ½ point at closing or a flat-fee payment upfront, we’re proud to give you more options.
More Lender Data
Our team actively engages with lenders nationwide to stay informed about their financing specialties and current rates. Leveraging our comprehensive database of every Commercial Real Estate Financing (CREF) transaction across the country, we possess the insights to secure the most favorable loan origination for you.
Full Brokerage Coverage
Our full commercial mortgage brokerage services include underwriting, shopping your deal, deal placement, and more. From start to finish, our team is here to handle the financing logistics to make your deal a success.
Backed By Industry Veterans
Our CEO, Ira Zlotowitz, will personally oversee your deal. If at any point you have a question or need assistance, you can contact Ira Zlotowitz directly at iraz@gparency.com or 917.597.2197.
Leaders in Choice
With GPARENCY, you get more options. Enjoy more with conventional mortgage broker solutions and unconventional pricing that puts you in the driver seat.

Commercial Real Estate Financing On Your Terms

Key Benefits
Expand Your Network​​
No Hidden Fees
Maintain Relationships
Ideal For Clients whom..
want to ensure they’re getting the best deal without unnecessarily disrupting their current brokerage or lending relationships.

INVEST IN CRE WITH GPARENCY

Go Direct to Agency Shops Without the Headaches
Freddie Mac and Fannie Mae strongly advise going directly to their Optigo and DUS shops rather than using a broker. We’re here to help. Get the direct advantage on your next commercial loan without the extra hassle.