Mortgage Assurance

$4,500 flat fee

Speak to a Rep

95% of commercial real estate owners admit they’re not getting the
absolute best financing.

Mortgage Assurance ensures you secure the best rates and terms while keeping your existing broker and lender relationships intact.

By shopping the broader market, we create just enough competition to make your relationships work even harder for you.

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What is
Mortgage Assurance?

Whether or not you already work with a broker or lender, Mortgage Assurance is your path to securing the best deal.

We tap into our network of over 3,000 lenders and curate a list of top options tailored to the specific needs and structure of your deal. Use it to negotiate with your current lender or broker and explore better matches with certainty.

The result?

Your broker and lender work harder on your behalf. You discover loan options you didn’t know existed.
And you close knowing you didn’t leave anything on the table.

Speak to a rep
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Think of us as your second set of eyes
—with a second term sheet.

We:

  • tax-calculate

    Underwrite your deal to institutional standards.

  • file

    Shop it to the next 15 to 20 lenders, and if need be, shop it to our broader network to bring you the best matches for your deal.

  • shapes

    Leverage our offers with your offers until we come out with the very best rates, terms, and structures.

Mortgage Assurance

$4,500 flat fee

Speak to a rep

How it works

Submit Your Deal

Send us your basic info—rent roll, P&L, property details. We’ll get a second pair of eyes on your deal the same day it’s submitted.

1

Underwrite & Shop

We underwrite to institutional standards and target the next 15-20 curated lenders and expand as needed from our 3,000+ network—all within 48 hours of receiving your deal.

2

Choose & Close with Confidence

Review competing offers side-by-side. Negotiate with your current lender or choose a new one. We’ll advise you on the best options for your deal.
Close knowing for certain that nothing was left on the table.

3

Keep your broker. Keep
your lender.
We’ll make them sharper.

Working with a broker? Perfect.

Mortgage Assurance enhances them.

When brokers know you have a second set of eyes on the deal, they dig even deeper. They bring you their A+ game and use a favor for you.

Even when they bring their best, we bring lending options that they may have missed —so you close knowing you’ve weighed every option.

You get the negotiating power to guarantee you’re closing with the best possible terms.

Going direct?
Great.

Mortgage Assurance creates a competitive edge.

You don’t need to leave your bank. We bring lenders with better terms or overall better fit for your deal, because when lenders know others are at the table, they sharpen their pencils
and get more creative.

Since we don’t make commission, we have no incentive to push you toward any lender in particular. Our job is to make sure you know your options.

Because you shouldn’t have to pick between loyalty and leverage.

Ira

Only 20% of commercial deals go through a broker. That means 80% of the market is going
straight to lenders on their own. We created Mortgage Assurance to help 100% of the
market. Everyone deserves to know they secured the best deal.

Ira Zlotowitz

Founder & CEO

Mortgage Assurance

$4,500 flat fee

Speak to a rep

No preferred
partnerships.
No hidden agendas.

Since we don’t make commission, we have zero financial incentive to steer you toward any particular
lender.

That’s how you know for certain you’re getting
the best deal.

Speak to a rep
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FAQs

How long does it take to get financing offers for my deal?

Once we receive all the necessary paperwork, we’ll get a second pair of eyes on your deal the same day it’s submitted. We underwrite to institutional standards and target the next 15-20 curated lenders and expand as needed from our 3,000+ network—all within 48 hours of receiving your deal. Offers typically start coming in within 2 days, and almost all lenders respond within 1 week.

How many lenders will my deal be presented to?

Once we receive all the necessary paperwork, we’ll get a second pair of eyes on your deal the same day it’s submitted. We underwrite to institutional standards and target the next 15-20 curated lenders and expand as needed from our 3,000+ network—all within 48 hours of receiving your deal. Offers typically start coming in within 2 days, and almost all lenders respond within 1 week.

What does GPARENCY need to get started on my deal?

Once we receive all the necessary paperwork, we’ll get a second pair of eyes on your deal the same day it’s submitted. We underwrite to institutional standards and target the next 15-20 curated lenders and expand as needed from our 3,000+ network—all within 48 hours of receiving your deal. Offers typically start coming in within 2 days, and almost all lenders respond within 1 week.

Can GPARENCY help if I already have a lender or broker?

Once we receive all the necessary paperwork, we’ll get a second pair of eyes on your deal the same day it’s submitted. We underwrite to institutional standards and target the next 15-20 curated lenders and expand as needed from our 3,000+ network—all within 48 hours of receiving your deal. Offers typically start coming in within 2 days, and almost all lenders respond within 1 week.

What types of deals can GPARENCY help with?

Once we receive all the necessary paperwork, we’ll get a second pair of eyes on your deal the same day it’s submitted. We underwrite to institutional standards and target the next 15-20 curated lenders and expand as needed from our 3,000+ network—all within 48 hours of receiving your deal. Offers typically start coming in within 2 days, and almost all lenders respond within 1 week.

How is this different from using two brokers?

Once we receive all the necessary paperwork, we’ll get a second pair of eyes on your deal the same day it’s submitted. We underwrite to institutional standards and target the next 15-20 curated lenders and expand as needed from our 3,000+ network—all within 48 hours of receiving your deal. Offers typically start coming in within 2 days, and almost all lenders respond within 1 week.

Do I have to use one of the lenders you find?

Once we receive all the necessary paperwork, we’ll get a second pair of eyes on your deal the same day it’s submitted. We underwrite to institutional standards and target the next 15-20 curated lenders and expand as needed from our 3,000+ network—all within 48 hours of receiving your deal. Offers typically start coming in within 2 days, and almost all lenders respond within 1 week.

Ready to see the full picture?

Tell us about your deal-we’ll show you what’s possible.

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GPARENCY™ is a trademark of GPARENCY LLC. GPARENCY is designed to empower commercial property owners and reduce their reliance on certain high cost service providers. GPARENCY is not a registered broker-dealer, investment advisor, funding portal, mortgage banker/broker or real estate broker. GPARENCY does not provide any deposit products; investment securities sales or services or insurance products. Certain services may be provided through affiliated and unaffiliated third parties. GPARENCY does not endorse any potential transactions identified through this website, nor does it make any recommendations regarding the potential risks or benefits of real estate or loan transactions. The information on this website is provided for informational purposes only. No communication by GPARENCY through this website or any other medium, should be construed or is intended to create a contractual or fiduciary relationship between GPARENCY and any other party or otherwise to be investment, tax, financial, accounting, legal, regulatory or underwriting advice. Nothing on this website is intended as an offer to extend credit, or an offer or solicitation of an offer to purchase or sell any securities or other assets.