Unlock Better Financing Without Leaving Your Lender or Broker
Our Debt Diligence Process
Guarantees Results
At GPARENCY, we believe you shouldn’t have to sacrifice your lender or broker relationships to secure the best financing terms. That’s why we developed our Debt Diligence process—a transparent, proven method designed to help commercial real estate borrowers secure the best rates and terms.
COMMERCIAL MORTGAGES CLOSED BY GPARENCY
Your Loan, Your Way.
Loan Amount
$26,375,000
Property Type
Multi-family
Location
Chicago, IL
Execution Type
Acquisition/Bridge - Debt Fund
Borrower saved with GPARENCY
$259,750
Loan Amount
$17,500,000
Property Type
Multi-family
Location
Houston, TX
Execution Type
Acquisition/Bridge - Debt Fund
Borrower saved with GPARENCY
$164,000
Loan Amount
$8,580,000.00
Property Type
Student Housing
Location
Waco, TX
Execution Type
Acquistion Bridge/Debt Fund
Borrower saved with GPARENCY
$74,800
Loan Amount
$14,550,000
Property Type
Self Storage
Location
Elizabeth, NJ
Execution Type
Construction/Bank
Borrower saved with GPARENCY
$141,500
Loan Amount
$8,750,000
Property Type
Mixed-use
Location
Holyoke, MA
Execution Type
Permanent Financing/Bank
Borrower saved with GPARENCY
$76,500
Loan Amount
$65,000,000
Property Type
Office
Location
Glen Allen, VA
Execution Type
Permanent Financing/CMBS
Borrower saved with GPARENCY
$639,000
Loan Amount
$11,900,000
Property Type
Multifamily
Location
Greenville TX
Execution Type
Refinance
Borrower saved with GPARENCY
$114,500
Loan Amount
$26,375,000
Property Type
Multi-family
Location
Chicago, IL
Execution Type
Acquisition/Bridge - Debt Fund
Borrower saved with GPARENCY
$259,750
Loan Amount
$17,500,000
Property Type
Multi-family
Location
Houston, TX
Execution Type
Acquisition/Bridge - Debt Fund
Borrower saved with GPARENCY
$164,000
Loan Amount
$8,580,000.00
Property Type
Student Housing
Location
Waco, TX
Execution Type
Acquistion Bridge/Debt Fund
Borrower saved with GPARENCY
$74,800
Loan Amount
$14,550,000
Property Type
Self Storage
Location
Elizabeth, NJ
Execution Type
Construction/Bank
Borrower saved with GPARENCY
$141,500
Loan Amount
$8,750,000
Property Type
Mixed-use
Location
Holyoke, MA
Execution Type
Permanent Financing/Bank
Borrower saved with GPARENCY
$76,500
Loan Amount
$65,000,000
Property Type
Office
Location
Glen Allen, VA
Execution Type
Permanent Financing/CMBS
Borrower saved with GPARENCY
$639,000
Loan Amount
$11,900,000
Property Type
Multifamily
Location
Greenville TX
Execution Type
Refinance
Borrower saved with GPARENCY
$114,500
Our Proven Process - How It Works:
Our seasoned underwriting and banking team takes a fresh look at your financing needs, structuring and presenting your deal for maximum appeal to lenders. Analyzing various structuring options ensures your financing package is compelling and competitive in the broader market.
Why This Matters
This second look is like a doctor’s second opinion—sometimes a new perspective uncovers better ways to structure the deal, adding significant value. With decades of experience handling $100+ billion in deals, our team works to find the optimal way to position your financing.
Let your existing lender and broker know that GPARENCY is actively bringing in competitive offers, creating a healthy sense of competition. Inform your broker that they can select their top 5-8 lenders to submit term sheets. This approach encourages both your lender and broker to push even harder, delivering better terms and structures to earn your business.
Why This Matters
We all work better when there’s competition, and this process motivates both your lender and broker to go beyond their standard offerings. With GPARENCY involved, they’re incentivized to bring forward their very best—or even better—options to match the competitive landscape. This step alone often justifies the full $4,500 fee, providing significant value and ensuring you get the best possible financing terms.
Using our database of thousands of potential lenders, we identify all those who can finance your specific property type. From there, we narrow down to the next best 20 options based on our deep knowledge and relationships. This expanded list helps us find lenders who may be an ideal match for your needs, either through a better overall relationship fit or by offering unique structures, terms, or rates that could add value to your financing.
Why This Matters
The market is constantly evolving, with new lenders and financing options emerging regularly. By expanding the search, we help ensure you don’t miss out on opportunities from lenders with fresh appetites or new terms that could benefit your deal. This approach provides you with access to options that your current broker or bank may not present.
Since GPARENCY has no financial ties or ulterior motives toward any specific lender, we work solely on your behalf to consolidate and leverage all competitive offers. Our team assists you in reviewing and assessing the best options from your existing direct lenders, your broker’s network, and any new lenders we introduce. Together, we’ll refine these offers to identify the best match for your financing needs.
Why This Matters
Because we don’t earn a commission, we’re able to provide completely unbiased advice, guiding you toward the optimal choice without any push toward one lender over another. This independence ensures that when you make your final decision, you can do so with full confidence, knowing you’re securing the best available financing terms.
As the final term sheet comes in from the bank you’ve selected, our advisors guide you through the final details. We review the terms closely to identify any areas where adjustments could further optimize your deal, ensuring every element aligns with your goals.
Why This Matters
Sometimes, the devil’s in the details—what looks great on the surface can hide terms that impact your financing. With our experienced second set of eyes, we make sure no crucial detail is overlooked, giving you confidence that your final agreement is the best possible fit.
Maximizing Loan Proceeds with Creative Structuring
Securing Better Rates and Extended Terms with an Existing Bank
Saving on Rates with Strategic Advising
Meeting Unique Construction Financing Needs by Going Wide
Leveraging Competition for Maximum Loan Proceeds
Creative Financing for a Complex Mixed-Use Property
Once GPARENCY receives all the necessary paperwork, your deal is sent to lenders within 1-2 business days. Most lenders respond within 1 week, with the majority of offers returned within the first few days.
GPARENCY uses its proprietary database of 3,000+ lenders to select 20-25 lenders that best match your deal based on criteria like property type, location, deal size, and lender preferences.
GPARENCY requires the same documentation that you would send to any lender or broker. I.e. Rent Roll and P&L; as the process continues, other documents will be requested as needed.
Your deal will be handled by GPARENCY’s experienced Senior Broker and Banking Team, with oversight from the Founder and CEO, Ira Zlotowitz, to ensure every client gets the best results.
GPARENCY guarantees that if, after completing the Process, the Client signs and engages a final lender identified through the Process and within 60 days chooses to sign and close with a new lender that was not part of the Process, and the loan closes with the new lender with terms matching those outlined in the lender’s term sheet, GPARENCY will Refund the $4,500 fee paid by the Client.
Absolutely. GPARENCY exists to motivate your current lender or broker to deliver better terms. Our Process introduces healthy competition, ensuring they work harder to secure the best deal for you. Whether you choose to stay with your existing relationships or move forward with a new option, GPARENCY guarantees you’ll achieve the best possible financing terms.
GPARENCY supports all types of commercial real estate financing needs—whether it’s acquisitions, refinances, or construction loans—covering every property type and location across the entire United States.
THE GPARENCY DIFFERENCE
Secure The Best Deal, Stay in Control.
Transparency For Owners
Transparency
What Type of Rates, Terms, or Lender Are You Missing Out On?
Shop My Deal
$4,500
For $4,500, our Debt Diligence process guarantees the best rates and terms—no hidden fees. No surprises.
i
Commercial Real Estate Financing On Your Terms
Key Benefits
Expand Your Network
Access new lenders and financing options beyond your current broker’s reach.
No Hidden Fees
Enjoy clear, upfront pricing with no fluctuating costs or surprises.
Maintain Relationships
Benefit from the best deals while preserving your existing broker relationships.
i